HAPPI-tm-logo-fdb813-01
Sign Up
Wow!
Easy Coverage, Real Benefits

Protection + Rewards,
All-in-One

Enjoy peace of mind, trusted protection, and rewards in a single HAPPI Membership.
Open Account Now
HAPPI-icon-refer-image-01

Choose Your Protection + Rewards Plan

Bronze

Subscription fee

RM12

per year
  • Personal Accident Coverage: Up to RM10,000
  • Earn 12 HAPPIcoins to redeem exciting lifestyle rewards
Join Now

Silver

Most Popular
Subscription fee

RM99

per year
  • Personal Accident Coverage: Up to RM100,000
  • Earn 99 HAPPIcoins to redeem exciting lifestyle rewards
Join Now

Gold

Subscription fee

RM188

per year
  • Personal Accident Coverage: Up to RM200,000
  • Earn 188 HAPPIcoins to redeem exciting lifestyle rewards
Join Now

Platinum

Subscription fee

RM288

per year
  • Personal Accident Coverage: Up to RM300,000
  • Earn 288 HAPPIcoins to redeem exciting lifestyle rewards
Join Now

This embedded Personal Accident in the membership is provided by Chubb Insurance Malaysia Berhad or The Pacific Insurance Berhad. HAPPISAFE AI SDN. BHD. is the platform subscriber, Happisafe Consultancy is the intermediary representing The Pacific Insurance Berhad and Chubb Insurance Malaysia Berhad to provide insurance services.

There is other similar Personal Accident product that customer may consider purchasing directly from either The Pacific Insurance Berhad or Chubb Insurance Malaysia Berhad in which direct rebate maybe given. You may refer to The Pacific Insurance Berhad website or Chubb Insurance Malaysia Berhad website, or call Pacific Insurance Berhad toll free line : 1-800-88-1629 or Chubb Insurance Malaysia Berhad toll free line : 1800-88-3226 or email to Pacific or Chubb Insurance Malaysia Berhad for more information.

View Full Terms Here
Click here for more FAQs

Our Partners

CHUBB
PACIFIC

Reinsurance Partner

PANA HARRISON

Choose Your Coverage

Cyber Insurance

Protect against scams, fraud & data loss - secure your digital life today.
Learn More

Home Insurance

Shield your home from unexpected events - easy, fast, and flexible.
Learn More

Cyber Insurance

Flight delay? Lost bags? Travel protected wherever you explore.
Learn More

Cyber Insurance

Car protection made simple with rewards that fuel your journey.
Learn More
Your Everyday Reward

HAPPIcoin

Earn HAPPIcoins when you subscribe or get protected - redeem them for vouchers, services, and lifestyle rewards.

Explore Rewards

HAPPI Merchant

Discover lifestyle brands where you can use your HAPPIcoins for meals, spa treatments, health services & more.

Learn More

HAPPI Services

More than insurance - real life support

About Us

Real people, real care powered by technology

How HAPPIcoin Works

Step 1

Activate your HAPPI Membership.

Step 2

Earn rewards when you refer friends or purchase products.

Step 3

Redeem your rewards instantly in the app using HAPPIcoin.
Enjoy your rewards!

HAPPI APP
Your Protection, Just a Tap Away

Get Started in Minutes Download HAPPI Today

Download HAPPI from the APP Store or Google Play
Enter your phone number to create your account securely.
Tell us a bit about yourself to unlock tailored protection.
Access your insurance + start earning HAPPIcoins instantly.
App Store
Google Play

We're Always Here for You -The HAPPI Way

Need help? Creamy, your friendly assistant, is just a tap away here to guide you from setup to claims and more.

Ask Creamy
Creamy AI CS image-01
HAPPI STORIES
Real stories. Real impact.

HAPPI Moments from Our Community

The app is clean and fast - I managed everthing from signing up to tracking my HAPPIcoins without any stress... and even redeemed my first 90-Min Mindful Motion Spa for free!
Natelie Wong
Digital Marketer
Customer service was warm and helpful —— they even explained my policy in simple terms. It felt like talking to a friend.
Ravi
Young Professional
I've never enjoyed dealing with insurance before, but this feels different. Clear info, quick support, and *no fine print drama*.
Lisa Teo
Business Owner
I love how quick and clear everything is. No complicated steps, just straight-up protection
Nur Aina
Freelancer

HAPPI News

Read the Blog

🔥 Soft Launch Special Try HAPPI Membership for RM1.99/Yr

🔥 Soft Launch Special Try HAPPI Membership for RM1.99/Yr BIG NEWS! For a limited time only, enjoy our BRONZE Membership at an unbelievable price: 🎉 RM12 ➜ Only RM1.99 Per Year 🎉 With this special offer you get: ✅ 7 HAPPIcoins ✅ RM10,000 Personal Accident Coverage ✅ 24/7 Protection, 365 Days, Local & Overseas, Wherever You Are Scan, Download & Subscribe now! Or, simply search “Happi Malaysia” in App Store. ⏳ Limited time 📌 Terms & Conditions apply

Johor Chingay RM10,000 Protection Application Form

Johor Chingay is not only a source of pride for the people of Johor Bahru, but also a symbol of unity in the Chinese community. This year, HAPPI proudly takes part in this grand Chingay procession celebration in Malaysia. We are honored to fully sponsor this exclusive protection benefit, and hope this grand celebration proceeds smoothly and concludes safely, allowing every passion to shine with complete peace of mind.

HAPPI Mobile App Launches on 1st March 2026!

We’re excited to announce the official launch of the HAPPI Mobile App (Version 1.0) on 8th August 2025! Designed for today’s mobile lifestyle, the HAPPI app brings smarter insurance to your fingertips. Enjoy seamless access to protection plans, HAPPIcoin rewards, and lifestyle redemptions – all in one beautifully simple app.

New HAPPI HQ Opens in Southkey, Johor on 8th August 2025

We’re proud to share that our brand-new headquarters will officially open in Southkey, Johor on 8th August 2025. This new space reflects our growth and commitment to building a digital-first insurance ecosystem. To mark the occasion, we’ll be launching a nationwide online awareness campaign – introducing Malaysians to smarter, subscription-based protection and meaningful lifestyle rewards.

5 Myths About Personal Accident Insurance

1️⃣ “It only covers serious car crashes.” 👉 Nope — even minor slips, fractures, or sprains may be covered. 2️⃣ “I’m young and healthy, I don’t need it.” 👉 Accidents don’t care about your age. They happen when you least expect.
Begin your HAPPI journey

Join HAPPI. Be Protected. Be Rewarded.

Peace of mind, real rewards just one click away.

Start from Rm12/year

20,000+ protected lives

Subscribe to Happiness


Follow Us

App Store
Google Play
About
More
Product
Membership
Contact
  • E-04-01, Block E, Komersial Southkey Mozek, Persiaran Southkey 1, Kota Southkey, 80150 Johor Bahru, Johor, Malaysia.
  • +6012 650 2766
  • +607 790 4666
  • Customer Service available
    Weekday : 9:00 am - 6:00 pm
    Weekend : Closed
Privacy Policy

-

HAPPISAFE AI SDN. BHD. (202401018184 (1564033-H)).

All Rights Reserved.© 2025

happi.com.my